Hear conversations covering the full spectrum of today's global financial services industry with industry leaders including payments, fintech, retail banking, a...
In this episode of Talking Banking Matters, McKinsey payments sector expert Roshan Varadarajan speaks with one of the entrepreneurial technologists who seek to solve multiple industry challenges including those of legacy payments technology systems, Zeta cofounder and CEO Bhavin Turakhia. Zeta offers a broad array of technology, with a view to offering a unified stack that powers a financial institution’s payments products on a single platform. The following edited transcript shares highlights from the conversation. For more discussion of the banking issues that matter, follow Talking Banking Matters preferred podcast platform. Related insights Global payments in 2024: Simpler interfaces, complex realityUnlocking value from technology in banking: An investor lensExtracting value from AI in banking: Rewiring the enterpriseHow to get a core banking transformation right: Eight mistakes to avoid Follow our banking and payments sector insights: Talking Banking Matters Read our Financial services blog: Banking & Securities Matters Discover our latest insights with our LinkedIn community of 9,000+ financial services professionals: McKinsey Financial Services Find all of our Financial Services insights on McKinsey.com See www.mckinsey.com/privacy-policy for privacy informationSee www.mckinsey.com/privacy-policy for privacy information
--------
20:59
Financial services beyond the bank
Embedded finance is one of the fastest-growing areas of financial services and e-commerce globally, yet it is still a nascent concept. In this episode McKinsey payments sector leader Roshan Varadarajan speaks with Pedro Silva, CEO and cofounder of the embedded-finance platform company Alviere about this growing field.See www.mckinsey.com/privacy-policy for privacy information
--------
24:19
Transforming mindsets: Nathan Bostock on banking transformations
Throughout his 40-year career, Nathan Bostock has seen the financial services industry change in big ways—and has used these changes to his advantage to usher in the next era of banking. He has led multiple full-scale transformations across several companies, including during his tenure CFO and CEO of Santander UK and during his time as chief revenue officer and CFO of the Royal Bank of Scotland. In this episode of Talking Banking Matters, McKinsey partner Basab Mitra sits down with Bostock to discuss transformations in banking and how digitalization plays a part in these changes, and what C-suite leaders should consider when approaching these initiatives. An edited version of their conversation follows. See www.mckinsey.com/privacy-policy for privacy information
--------
29:15
After the surge: Tien-Tsin Huang on the future of payments
The payments sector equity analyst discusses the industry’s evolution in the context of dwindling cash-to-card conversion, technological advances, and tighter credit markets.See www.mckinsey.com/privacy-policy for privacy information
--------
24:21
A question of identity: Talking with Socure’s Johnny Ayers
The founder and CEO of digital identity verification and fraud prevention platform Socure describes the challenges and opportunities of AML, KYC, and identity fraud prevention.See www.mckinsey.com/privacy-policy for privacy information
Hear conversations covering the full spectrum of today's global financial services industry with industry leaders including payments, fintech, retail banking, and beyond. Get insight from peers who are tackling top-of-mind business challenges to lead their companies’ growth and transformation.